AZIZAH, Ade; SUHARTO, Toto; IQBAL, Mohammad. Pengaruh ROA dan FDR Terhadap Struktur Modal Pada Bank Umum Syariah di Indonesia Tahun 2019-2023 . CIEBER: Contemporary Islamic Economic and Business Review, [S. l.], v. 1, n. 2, p. 104–118, 2025. DOI: 10.70095/cieber.v1i2.9. Disponível em: https://cieber.syekhnurjati.id/index.php/cieber/article/view/9. Acesso em: 16 oct. 2026.